Everything between now and the next game is just killing time
England
London
Agitation
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I'm not entirely sure what you're asking but I can say that's the rules almost exactly.
If you've got the the Player's Guide it's stated on page 107; others supplements have different pages, perhaps other BGGers can give you page references for those products .
I don't know what you'd be missing.
Player's Guide page 107 wrote:
A character’s encumbrance limit is equal to his Strength x5,
plus 1 additional point for each fortune die associated with his
Strength. Dwarfs are especially sturdy and powerfully built.
When calculating his encumbrance limit, a dwarf adds 5 to his
encumbrance limit.
